📄 Terms of Use

You acknowledge that InQA Limited asserts copyright over the design and content of the Student Union platform, with the exception of student forum posts and personal study materials shared by members.

You acknowledge that InQA Limited bears no responsibility for the content of student-generated forum posts, study materials, or personal academic content shared on the platform.

The Student Union platform is intended for academic and professional content related to actuarial science and related quantitative disciplines. All users agree to:

• Academic Purpose: Use the platform primarily for educational and professional development
• Professional Preparation: Maintain standards appropriate for future qualified actuarial professionals
• Professional Communication: Engage politely and professionally in all forum discussions and interactions
• Academic Integrity: Take full responsibility for the accuracy of all academic information shared
• Appropriate Content: Limit discussions to academic, career, and professional development topics

The platform provides AI assistance for academic support with the following terms:

• Usage Limits: AI assistance is subject to monthly usage limits, with additional tokens available for purchase
• Appropriate Use: AI assistance should be used for legitimate academic and professional development or professional project management purposes
• Academic Integrity: Students remain responsible for their own learning and academic work
• No Cheating: AI assistance should not be used to complete assignments or exams inappropriately

InQA Limited, acting as Secretariat to the Student Union and to International Qualified Actuaries Group Limited, reserves the right to moderate, edit, or remove any content that:

• Violates these Terms of Use
• Breaches the Student Community Standards
• Contains inappropriate, offensive, or discriminatory material
• Is not aligned with the academic and professional purpose of the platform
• Compromises the pseudonymous nature of forum discussions
• Violates academic integrity principles

This moderation may occur without prior notice to the content creator.

Registered users agree that we may contact them from time to time to provide:

• Platform updates and new features
• Academic resources and study opportunities
• Career development information
• Community announcements and events

If at any time you no longer wish to be contacted and to be registered on the site, please let us know and we will cancel your registration.

By using the Student Union platform, you agree that:

• Your use is at your own risk and for academic and career development information purposes
• You should take advice from appropriate qualified professionals and academic advisors before making important decisions
• The platform provides study support but does not replace formal education or professional guidance
• AI assistance is supplementary to, not a replacement for, your own academic work

By using the Student Union platform, you acknowledge that you agree with the terms of our Privacy Policy including:

• Pseudonymous forum participation
• Actuarial organization membership verification data
• AI interaction data usage
• Platform usage analytics
• Secure payment processing

We may update these terms from time to time without notice to you, so please check this page regularly.

The Student Union platform is operated by InQA Limited, acting as Secretariat to the Student Union and to International Qualified Actuaries Group Limited. The Student Union is not a separate company and does not have articles of association. All Student Union services and governance are provided under the authority of InQA Limited.

These Terms of Use should be read in conjunction with:

• Rules of Membership
• Privacy Policy